New England Federal Credit Union
New England Federal Credit Union   Set Up an Appointment With a Counselor

Where will the money come from? You! Use a Tally Sheet to track all your spending for at least a week (a month is better). Then, grade your spending.

Next, gather your checkbook register and credit card statements and fill in the first three columns of your Budget Blueprint. Rely on your tally sheet for food, entertainment, and personal spending. Then rate each category as you did on the tally sheet.
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