Ways to Reduce Spending

 

If you…

Consider…

Or…

Subscribe to cable TV movie channels

Convert to basic cable

Cancel cable and borrow movies and books from the public library

Eat out lunch each workday

Bring a lunch from home every other day

Bring lunch from home every day

Dine out with friends

Invite friends over for dinner

Host a potluck dinner

See movies in the evening

Taking in a matinee

Catching second-run shows at a bargain theater

Hang out at the mall for entertainment (and spend)

Read a book

Volunteer

Cruise the Internet with high-speed access

Use dial-up access

Use free access at library

Own two cars for your family's transportation

One-car family + public transportation

Use public transportation or bike

Buy a new outfit each month

Buy a new outfit every other month

Shop at garage sales and second-hand shops

Buy two cups of coffee each day

Buy one cup of coffee each day

Bring a thermos of gourmet coffee from home

Buy expensive birthday and holiday gifts

Plan ahead and buy gifts on sale or off-season

Make gifts or give gifts of your time

Smoke two packs of cigarettes a day

Smoke one pack a day

Quit

Drive a luxury car

Drive a simple sedan

Ride a bike

Attend a concert each month

Go once a quarter

Buy the CD

 

© 2003-2012 Credit Union National Association Inc.
NCUAEqual Housing Lender