NuMark Credit Union Check Our Rates          INTRODUCTION    OBJECTIVES    START AT YOUR CREDIT UNION    RESEARCH DEALER COSTS    VISIT THREE DEALERS    NEGOTIATE    SEAL THE DEAL  •    DO'S & DON'TS   Dealer add-ons: Protection packages Extended warranty Financing Listen, and then say "No thank you." You probably can treat the interior yourself for about $20. And most experts feel extended warranties aren't worth what dealers charge. Finally, a rebate and a credit union loan beats most dealers' financing.

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