Los Angeles Federal Credit Union Click to Access Credit Counseling & Loan Programs Info.   Click to Access Your Accounts Online with e-Branch     INTRODUCTION   SET GOALS   DETERMINE YOUR NEEDS   BUILD A PLAN   FIND THE RIGHT CARD   IMPROVE YOUR CREDIT RATING •   REDUCE DEBT   REACH OUT Your credit report will give a history of where you've lived and the payments you've made on loans and credit cards. Based on your credit report, lenders typically assign a score. Borrowers with low scores may be turned down for loans and credit or will pay a higher interest rate than borrowers with high scores.

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