Los Angeles Federal Credit Union Click to Access Credit Counseling Info.   Click to Access Your Accounts Online with e-Branch     INTRODUCTION   SET GOALS •   DETERMINE YOUR NEEDS   BUILD A PLAN   FIND THE RIGHT CARD   IMPROVE YOUR CREDIT RATING   REDUCE DEBT   REACH OUT Think about your goals, and write them down. Then number them in order of importance. If your goals affect other people, have them rank goals separately and then compare your rankings. You'll need to reach agreement. Access the Goals Work Sheet, and complete the first section.

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