Guardian FCU Have your loan approved online   Credit Union Direct Lending, be Auto Smart      INTRODUCTION    SET PRIORITIES    START AT YOUR CREDIT UNION    FIND THE RIGHT CAR    TEST DRIVE    NEGOTIATE    SEAL THE DEAL •    DO'S & DON'TS Next, the dealership will attempt to profit further by selling you financing. Listen, and then say "No thank you." Your credit union financing is most likely the best deal in town.

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