Guardian FCU Have your loan approved online   Credit Union Direct Lending, be Auto Smart      INTRODUCTION    SET PRIORITIES •    START AT YOUR CREDIT UNION    FIND THE RIGHT CAR    TEST DRIVE    NEGOTIATE    SEAL THE DEAL    DO'S & DON'TS Do you have a sense of what you need in a car? If not, link to these work sheets before continuing: Complete Car Cost Work Sheet Used-Car Priority Work Sheet

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