Heritage Federal Credit Union Check Out Our Low Rates!   Apply Online Today      INTRODUCTION    SET PRIORITIES    START AT YOUR CREDIT UNION    FIND THE RIGHT CAR •    TEST DRIVE    NEGOTIATE    SEAL THE DEAL    DO'S & DON'TS Compare models for safety: Look for air bags and antilock brakes. Investigate the highway safety ratings Web site. Check the crash test results Web site. Click on "Resources" for direct links to these and other Web sites.

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