Heritage Federal Credit Union Check Out Our Low Rates!   Apply Online Today      INTRODUCTION    SET PRIORITIES    START AT YOUR CREDIT UNION •    FIND THE RIGHT CAR    TEST DRIVE    NEGOTIATE    SEAL THE DEAL    DO'S & DON'TS If you own a home, a credit union home equity loan might look even better. The reason, of course, is that home equity loan interest payments may be 100% tax deductible (consult your tax adviser to see if you're eligible).

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